Classic Van Insurance
If you have an older van that you cherish, you may want to get aclassic van insurance policy. It's becoming more common now to collect and restore old vans because of their rarity and also because of the quality built into them. Older vans are made of sturdy, genuine metal whereas most of today's vehicles are built of composites and lightweight fiberglass. You want to be sure that your classic van is protected if something should happen to it.
Classic van insurance is available to owners of all sorts of vans, whether they are routinely driven or only unveiled at shows and exhibitions. Ice cream vans are common collector items as are VW vans, especially the camper types with a split screen, or "splitties". Antique delivery vans and sorts of other vans can be insured with a classic van insurance policy to suit your needs.
There are ways you can save on your classic van insurance policy, just as with any other policy. If you are a member of a classic van or classic car club, inquire if there is group insurance available. Insurers often prefer to insure such groups since they have very low claim rates and their premiums can be used to offset the claims of less careful drivers. Group rates can save you a lot of money.
You can also save on a classic van insurance policy if it's off the road during the winter months. You might choose to store it in a commercial facility with humidity controls to maintain it in the highest working and cosmetic condition. These types of storage typically include insurance against fire, damage and theft but make sure to verify that such is the case.
You could store your classic van in a garage on your own property if you prefer to have it close at hand. When you store your car for the winter and do not drive it at all, the insurance is called Laid Up Cover or Off Road Cover. This type of policy protects your classic van from accidental damages, fire and theft while it is in a locked garage on your own property. If the garage is not on your property the insurance company will have to approve the storage address unless you want to go with a commercial storage facility that has their own insurance.
If you enjoy driving your classic van with any regularity you will need Comprehensive classic van insurance, also known as Road Use Cover. This policy will reimburse you the agreed value of your van should anything happen to render it un-repairable. Such a policy typically includes accidental damage, theft, fire and cover for accessories and spare parts, RAC breakdown and Wedding Use.
If you have a classic van you'll want to insure it. Classic van insurance is less expensive than you would think.
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